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Looking for great rates on home equity loans?
You've come to the right place.

Home equity is the part of a home's value that the mortgage borrower owns entirely. It is the difference between the market value of the home and the principal balances of all mortgage loans.

A home equity loan is a form of credit where your home is collateral. A home equity loan has a fixed interest rate and term, and so your payments stay at the same low rate.

Consumers borrow against their home’s equity to pay for high-cost purchases, pay for tuition, consolidate debts, buy a car, pay off an existing credit line, go on a vacation, or receive cash for any possible reason.

A home equity loan often comes with little or no closing costs, which is significant if ther is not much left owed on your first mortgage. The interest on a home equity is usually tax deductible.

Home equity loans provide home owners a practical way to pay debts, home improvements, or get cash. Consumers can take advantage of low home equity loan rates and tax benefits.

Home equity loans can be repaid over time with a fixed rate of interest. It proves prudent to pay off credit card debts or other high interest loans with money from an equity loan.

Mainland Mortgage allows you to establish a line of credit from your home equity and take out money as needed.

A quick way to calculate your potential credit is to take 75% of the value of your home minus the balance on your mortgage is your credit.
Value of home - $300,000
Balance on mortgage - $50,000
300,000 x 75% - 50,000 = 175,000
Potential Credit - $175,000

Use our online mortgage calculators to help you get determine your your financing process and explore home loan options to help you make the right decision.

Mainland Mortgage -- your source for home equity loans and other mortgage loan information in:

Alabama, Alaska, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, New York, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Washington D.C., West Virginia, Wisconsin, and Wyoming

Click on the banner below to Apply now and we will match your profile with our nationwide network of equity lenders. You will have access to the most prominent and respected home equity lenders in America each with their best loan offer.

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